Accepting that money needs to be managed is not easy.
Somehow, there is a roadblock to the idea that handling and optimizing money is not a decent goal. We do not want to be bothered with it. We work hard, and that is it.
Let’s think about it one more time.
Assume we've decided to go on a trip.
We could say: Wow! We left the house, and we are here. We do not want to think any more about it. The restaurant, hotel, and entertainment will somehow happen automatically and be beautiful. So we grab a bite at the first corner eatery that seems reasonably cheap, then stay overnight in the closest hotel out of a dozen available, and the next morning we meet the first guy on the street who offers local guide services—if we find one in a reasonable amount of time.
Does it sound right? I remember during my student years, this was what I was doing, and it felt okay.
But as time passed, the stakes became higher. Now, when we plan a trip, we make an effort to select a good hotel, a good restaurant, and a good tour guide for the entertainment during our trip. That’s also okay. It makes for a smooth vacation and provides a happy stomach, a well-rested body, and really good, appropriate entertainment.
When handling money, we essentially do the same—either paying attention to what is happening or letting it go in the simplest way as if we couldn’t be bothered.
There are many different ways to spend our life. It can be watching TV, traveling, working an interesting job, creating art, or caring for society in some other way.
A happy and healthy person will always excel in something.
But the reality is that money is still part of our lives and cannot be discarded. Too often, we wake up not to make life better, but just to perform some mundane task to get money and keep going.
Money is the beginning of many good things and can empower them in a great way.
Let me summarize this.
Planning how to handle money is far easier than planning a trip. It is well-structured, and you can even get help doing it. Nowadays, money management is even automatable, so after doing it once, you need very little effort to sustain a good standing.Once it's properly done, you will have all the benefits of being a happy and healthy person and will suddenly have more time for the activities that you find important in life.On the other side, not planning, leaves your savings sit there and be eaten by inflation. Which in turn leads to much lower quality of life in the future.
Like in the above example, if you are young and do not care, you can probably do whatever you want without planning, but with more earnings and more elaborate desires, you need to give adequate attention to managing money properly.